TESCO Car Insurance

Tesco car insurance has some special online Internet only "value" plans that might save some money. So if you are looking for cheap car insurance check out Tesco and see what they can offer you. Tesco: Love them or hate there is no denying their reach across Britain. Their outlets have become one stop shop for everything from tin of beans to the latest smartphone. In recent years Tesco has even branched out into financial services, including car insurance.

The one thing Tesco's plans does well keep costs down, especially if you are a regular shopper at their stores. Like the rest of their product, you can get a discount on Tesco's insurance policies by having a Clubcard. Tesco also counts one point on the card for ever $3 on insurance premiums. Tesco claims Clubcard vouchers can be used to pay premiums, but this is a bit of a misnomer. Premiums must be paid in full with cash but Clubcard points can be applied to the balance to be refunded after payment. For example, if you have a $300 premium you can send in $300 and 5,000 points. Once this payment has been received you will received a $75 credit. Tesco also discounts policies based on total premium cost up to 15% for card holders. For some drivers these discounts make the insurance far cheapest than other options.

Tesco Car Insurance Coverage
Basic liability and van coverage are similar to what you will other companies. They also have an Internet only "value" comprehensive insurance that lowers premium costs by raising excess payment. Extras like a courtesy car can be added do any of these plans at an extra cost, letting buyers pick which features they think they will need. Additional discounts can be had by covering specific drivers instead of anyone who might drive the car. Like Tesco Bank, Tesco insurance began as part of a partnership with the Royal Bank of Scotland. Currently, policies are underwritten by UK Insurance Limited, a subsidiary of RBS. Overall policy owners report more problems with Tesco branded coverage than RBS's own offerings. Call centers are based in Britain, but claim processing can be hit or miss. However this may soon change. In September 2009 Tesco announced that they were partnering with Fortis Insurance International. This new endeavor will be done under a new corporation called Tesco Insurance Limited. Tesco will handle all of the sales, service and advertising of the insurance while Fortis will handle underwriting. The switch between RBS and the new system will happen sometime later this year. Find out what Tesco car insurance can do to save you money. www.carjunky.com