Avoid Auto Insurance Abuse And Fraud

Top five auto insurance tips so you don't fall victim to auto insurance abuse and fraud. Educate and protect yourself when it comes to your vehicle and car insurance. With auto insurance fraud and abuse on the rise, Canadians should be aware of the tactics dishonest individuals use to commit fraud and how it involve them if they get into an auto accident. According to recent RBC insurance survey, nine-in-ten Ontario driver until 87 per cent agree that auto insurance rates are higher than they should be because of false claims and fraud. In fact, every time an insurance company pays out a fraudulent claim, the consumer ends up paying in the form of higher insurance premiums. Here are five tips from RBC Insurance to help Canadian drivers protect themselves from being a victim of fraudulent activity should they get in an auto accident:

1. Call your insurance company right away. Some companies like RBC Insurance, will help you manage details at the accident scene by talking to the other driver, arranging a tow truck, sending you to a preferred body shop, arranging a rental car and even contacting family and friends if necessary.

2. Know your insurance company's preferred body repair shops. Companies like RBC Insurance already have agreements with preferred repair shops where repairs are guaranteed and the appropriate procedures are in place to protect your privacy.

3. Be wary of towing companies that appear at the accident scene. Some tow truck drivers, also know as "chasers" work with vehicle repair shops, rehabilitation contras paralegals and are paid referral fees.

4. If you are injured as a result of the accident, keep detailed records of your medical treatment including doctor names, dates, locations and treatments received. Take the time to compare your records against statements from your insurance company to ensure the bills are accurate.

5. Always be sure to carefully read anything a tow truck driver, personal injury lawyer or health care provider asks you sign and never sign a blank insurance claims form. more info